At Polaris, we offer a variety of different ways for you to pay for counseling services!
Insurance
We are participating providers in almost all the major insurance and managed care networks. Some of the larger networks are listed below. These include, but are not limited too:
- Blue Cross Blue Shield PPO
- Magellan
- Aetna
- Cigna
- Humana/LifeSynch
- Value Options/Beacon Health
- Tricare
- Multiplan/PHCS
- Benefit Administrative Systems (BAS)
- ComPsych
- United Healthcare/UBH
We are participating providers in many more networks. If you do not see the name of your insurance company listed above, call us and we will let you know!
Flexible Spending Accounts/Medical Spending Accounts (FSA/MSA)
Some clients like to utilize their spending accounts to pay for counseling. We can process your FSA/MSA card or complete the necessary paperwork for re-imbursement through your company.
Self-Pay
For those clients that are not using insurance and are paying out of pocket, we charge $200 for the initial session and $150 per 45-60 minute session after that.
Sliding Scale Fees
We offer a sliding scale fee for those clients that are un-insured or under-insured that have an annual household income of less than $40,000 a year. A further discount may apply for those clients that also have dependents residing within the household. At Polaris, we understand that counseling can be very expensive without insurance and we take pride in working with our clients to find a fee that is manageable and acceptable to both parties.
Payment
Payment or co-payment must be made at the time of service. We accept VISA, Mastercard, American Express and Discover. You can also pay via check or cash if you choose.